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Switch Kit

Make the switch. It’s easier than you may think. Below are steps to assist you with switching your checking account to MTEFCU.

1.  Open your MTEFCU account
Stop in to open your account. Make a note of your account number and routing number.

2.  Stop using your old accounts
Let all your checks clear. This could take up to 10 days. Destroy any unused checks, Debit/ATM cards and deposit slips.

3.  Change direct deposits
Fill out the Direct Deposit Authorization form and give it to your employer, the Social Security Administration, or your retirement plan. Include a new deposit slip or voided check.

4.  Change automatic payments
Fill out the Automatic Payment Transfer form in our Switch Kit to change all automatic withdrawals or automated payment services. Don’t forget about debit card automatic payments made online.

5.  Close your old accounts:
Fill out the Account Closure Request form in our Switch Kit and send it to your previous financial institution. Your old bank will send a check to your new MTEFCU account if you have a remaining balance after all your checks clear. It’s as simple as that!

  Need Help Making the Switch? Call us at 906.482.5005

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.