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Youth Savings

Youth Savers is our youth program available for members age 12 and under.

We make savings fun and even have birthday surprises! Periodic contests encourage children to save more and learn in the process. We partner with parents to help teach children the value and importance of thrift and money management. We encourage our young savers to visit often, make deposits and withdrawals, talk with member services about their accounts, and learn how to responsibly manage their own money. Help your child develop sound money management habits early with Youth Savers.

 

   Earn dividends on balances of $5 or more

   Share Certificates with a low $125 minimum to open the account

   Stepping Stone Savings Program for a chance to win $50 every three months

Teen Savers is our youth program available for members age 13 through 17.

ATM cards are available for Teen Savers members. Parents are joint owners on the accounts so they can work together with the credit union to teach teens responsible money management.

 

   For our teen members 13-17 years of age

   Earn dividends on balances of $5 or more

   Share Certificates with a low $125 minimum to open the account

   Stepping Stone Savings Program for a chance to win $50 every three months

   MTEFCU Debit Card for withdrawals

   College scholarship program for graduating seniors

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.