Debit Card

Access your money when you need it.


  It’s free with your MTEFCU checking account

  Make purchases anywhere MasterCard is accepted*

  Withdraw up to $500 cash per day

  Make up to $1,500 in purchases per day

  Use as a debit card and get cash back at check out



Apple Pay

Add your debit card to your Apple Pay wallet to make purchases with your iOS device.


Money Pass

Providing more than 23,000 MoneyPass branded ATMs to make surcharge free cash withdrawals. Find MoneyPass ATMs at



ATM Locations – Find one of our eight ATMs
Card Assistance – If your card is lost, stolen, declined, or if you will be traveling


*Please contact us at 906.482.5005 if you are planning on traveling and using your card internationally.
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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.