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Checking

Our MTEFCU Checking Account includes the features that matter the most, like Free Debit Cards, Online and Mobile Banking, Overdraft Protection and more.

  No minimum balance requirements

  FREE Debit Card

  FREE Prestige Checking for members 55 and over

  FREE Online Banking & Bill Pay

  FREE eStatements

  FREE Direct Deposit

  No Monthly Charges*

  Comprehensive Identity Theft Protection*

  Order your checks online

  Overdraft Protection

  Courtesy Pay

* When you open a checking account, you are automatically enrolled in our ID Protect program which protects your entire family in the event of identity theft for only $2 per month. While we recommend taking advantage of this service, you can opt-out when you open your account or at any time. For more details, please visit our ID Protect page.
Order Checks  |  We offer our members three convenient ways to order MTEFCU checks:

   Click here to order online
   Calling 906.482.5005
   Visit our branch location

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.