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Share Certificates

Share Certificates are a terrific way to save for a special purpose.

Our share certificates are designed to give you the most competitive dividend rates available, combined with the safety and security you associate with this popular investment. Terms are available from 6 months to as much as 5 years.

 

Current Rates:

Share Certificates – $500 min. Dividend Rate APY*
6 Month 0.45% 0.45%
12 Month 0.60% 0.60%
24 Month 0.90% 0.90%
36 Month 1.15% 1.16%
48 Month 1.45% 1.46%
60 Month 1.65% 1.66%

 

Youth Certificates – $125 min. Dividend Rate APY*
6 Month 0.45% 0.45%


*APY (Annual Percentage Yield) – Rates are subject to change without notice.

 

Notice for all Share Certificates: When a certificate matures, the funds will automatically renew into a new certificate with the current dividend rate. If you would not like the funds to transfer into a new certificate please notify your credit union prior to the maturity date. There is a substantial interest penalty for early withdrawal from any of these certificates.

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.