Savings and Checking

Save more & spend smart with a MTEFCU Savings and Checking Account.

Whatever your financial plans may be, a Michigan Tech Employees Federal Credit Union Savings and Checking Account is a great place to start.

Our Savings account can help you create a cash reserve to prepare for future goals and unexpected life events. Your money grows safely—building dividends—until you need it.

Our Checking account is convenient, hassle free and includes features that matter to you the most like FREE Debit Card, FREE Online Banking & Bill Pay, Comprehensive Identity Theft Protection* and more.

*When you open a checking account, you are automatically enrolled in our ID Protect program which protects your entire family in the event of identity theft for only $2 per month. While we recommend taking advantage of this service, you can opt-out when you open your account or at any time. For more details, please visit our ID Protect page.
Share Certificates
Savings Rates
Direct Deposit
Payroll Deduction
Health & Retirement (HSAs & IRAs)
Deposit Insurance
Regulation D
Online Banking
Secure Login
Online Banking
Secure Login
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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.