MTEFCU’s Routing Number: 291172682

How to format your account number for Direct Deposit or ACH (electronic transactions):

  • Savings or Checking: You can simply use your member number and indicate whether the account is savings or checking. You can also use the number at the bottom of your checks; use only the last 10 digits which is your member account number.

    Example: 1990001234567 where the account number to be used is 0001234567.

  • Loan: Specify that it is a loan when sending and use your 10 digit member number.

    Example: 299990001234567 where the account number to be used is 0001234567.

Our routing number (291172682) and your properly formatted account number are printed on the bottom of your checks. If you have any questions or you are having a hard time locating your member number or share/loan ID, please text or call member services at 906.482.5005.


Have a question?

Call or text: 906.482.5005
Visit: 700 E Sharon Ave., Houghton, MI 49931