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Rates

Deposits
Dividend Rate
APY*
Member Perks: Tiered Savings
0.05% 0.05%
Share Savings
   
    $0.00-$2,499.99 0.05% 0.05%
    $2,500 & above 0.15% 0.15%
IRAs
0.15% 0.15%
HSAs
0.15% 0.15%
Share Certificates*** – ($500 minimum)
   
    6 Month 0.45% 0.45%
    12 Month 0.60% 0.60%
    24 Month 0.90% 0.90%
    36 Month 1.15% 1.16%
    48 Month 1.45% 1.46%
    60 Month 1.65% 1.66%
Youth Share Certificates*** – ($125 minimum)
    6 Month 0.45% 0.45%

Vehicle Loans
APR**
New Auto (2016-2017)
    24 Month 1.99%
    36 Month 1.99%
    48 Month 2.49%
    60 Month 2.74%
    72 Month 2.74%
    84 Month 3.74%
Used Auto (2010-2015)
    24 Month 2.99%
    36 Month 3.24%
    48 Month 3.49%
    60 Month 3.74%
    72 Month 4.49%
New Recreational (2016-2017)
    24 Month 1.99%
    36 Month 1.99%
    48 Month 2.49%
    60 Month 2.74%
    72 Month 2.74%
    84 Month 3.74%
Used Recreational (2010-2015)
    24 Month 3.49%
    36 Month 3.49%
    48 Month 3.49%
    60 Month 3.74%
    72 Month 4.49%

Home Equity
 APR**
Home Equity Line of Credit
4.75%
Fixed-Rate Home Equity Loan
    60 Month 4.75%
    84 Month 5.00%
    120 Month 5.50%

Mortgage Loans
APR**
Home Purchase See loan officer for details
Home Refinance See loan officer for details
Construction Loan See loan officer for details
Raw Land Loan See loan officer for details

*Annual Percentage Yield

**Annual Percentage Rate – All rates are “as low as” indicating the lowest possible rate. Loan approval based on satisfactory credit rating. The rate and term will vary depending on the credit score. Rates are subject to change without notice. 

***Share Certificate early withdrawal penalty may be imposed for withdrawals before maturity.

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.