Personal Account

What do I need to open this account?
  • Valid, unexpired government-issued ID (i.e. driver's license or passport)
  • Social security number
  • Proof of address (if the one on your ID is no longer valid; i.e. utility bill or rental agreement)
  • $25 share deposit
What additional items do I need to provide if I am not a US Citizen?
  • DHS-authorized social security card (if applicable)
  • Completed W-8BEN form (instructions can be downloaded here)
  • A second form of photo ID (if the first one you provided does not state your country of origin)

Youth/Teen Saver

What do I need to open this account?
  • Valid, unexpired government-issued ID (i.e. driver's license or passport) OR a copy of both birth certificate and social security card
  • Social security number
  • Proof of address (if the one on your ID is no longer valid; i.e. utility bill or rental agreement)
  • $5 share deposit
  • A parent/guardian must be joint on the account
What additional items do I need to provide if I am not a US Citizen?
  • DHS-authorized social security card (if applicable)
  • Completed W-8BEN form (instructions can be downloaded here)
  • A second form of photo ID (if the first one you provided does not state your country of origin)

Organization Account

What do I need to open this account?
  • Proof of EIN number (i.e. letter from IRS)
  • Meeting minutes which specifically state that an account can be opened at MTEFCU and who is to be authorized on the account. We have a meeting minutes template available for those who need it. Download the meeting minutes template here.
  • $25 share deposit
What items do our authorized signers need to be on this account?
  • Valid, unexpired government-issued ID (i.e. driver's license or passport)
  • Social security number
  • Proof of address (if the one on your ID is no longer valid; i.e. utility bill or rental agreement)
What additional items do I need to provide if our authorized signer(s) are not US Citizen(s)?
  • DHS-authorized social security card (if applicable)
  • Completed W-8BEN form (instructions can be downloaded here)
  • A second form of photo ID (if the first one you provided does not state your country of origin)

Business Account

What do I need to open this account?
  • Individual DBAs: Copy of unexpired DBA registration paperwork; proof of EIN number (if applicable)
  • Partnership DBAs: We do not open accounts for this business type at this time
  • Sole Proprietorships: Copy of unexpired business registration; proof of EIN number (if applicable)
  • LLCs: We do not open accounts for these business types at this time
  • Corporations: We do not open accounts for these business types at this time.
  • $25 share deposit
What items do our authorized signers need to be on this account?
  • Valid, unexpired government-issued ID (i.e. driver's license or passport)
  • Social security number
  • Proof of address (if the one on your ID is no longer valid; i.e. utility bill or rental agreement)
What additional items do I need to provide if I am not a US Citizen?
  • DHS-authorized social security card (if applicable)
  • Completed W-8BEN form (instructions can be downloaded here)
  • A second form of photo ID (if the first one you provided does not state your country of origin)
Don't see the type of account you need here? Call (906) 482-5005 and speak with our Member Services department for more information.