Switching is easy, just follow these 5 steps:

  1. Open your MTEFCU account: Stop in to open your account. Make a note of your account number and routing number.
  2. Stop using your old accounts: Let all your checks clear. This could take up to 10 days. Destroy any unused checks, Debit/ATM cards and deposit slips.
  3. Change direct deposits: Fill out the Direct Deposit Authorization form and give it to your employer, the Social Security Administration, or your retirement plan. Include a new deposit slip or voided check.
  4. Change automatic payments: Fill out the Automatic Payment Transfer form in our Switch Kit to change all automatic withdrawals or automated payment services. Don’t forget about debit card automatic payments made online.
  5. Close your old accounts: Fill out the Account Closure Request form in our Switch Kit and send it to your previous financial institution. Your old bank will send a check to your new MTEFCU account if you have a remaining balance after all your checks clear. It’s as simple as that!

Have a question?

Call or text: 906.482.5005
Visit: 700 E Sharon Ave., Houghton, MI 49931