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Location & Hours

Houghton Location

700 E Sharon Ave
Houghton, MI 49931

Phone/Text   906-482-5005
Fax   906-482-2451


Lobby Hours
Monday – Friday: 8:30 AM – 5 PM

Drive-up Hours
Monday – Thursday: 8:30 AM – 5:30 PM
Friday: 8:30 AM – 6 PM
Saturday: 9:00 AM – 1:00 PM

24 Hour Drive-Up ATM

2017 Holiday Closures

December 25 – Christmas Day

2018 Holiday Closures

January 1 – New Year’s Day
January 15 – Martin Luther King Jr. Day
February 19 – Presidents’ Day
March 30 – Good Friday (Close at 12:00pm)
May 28 – Memorial Day
July 4 – Independence Day
September 3 – Labor Day
October 8 – Columbus Day
November 12 – Veterans’ Day
November 22 – Thanksgiving Day
December 24 – Christmas Eve (Close at 12:00pm)
December 25 – Christmas Day
December 31 – New Year’s Eve (Close at 12:00pm)

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.