Visa Credit Card

VISA Cashback Credit Card

Start earning 1.00% cash back on all purchases. Your earned cash back will be deposited in your savings account annually on October 1st.

How to Apply

  1. Apply and sign electronically online: Online Loan Application (for new and existing members)
  2. Click “Apply for a Loan” in Online Banking (you must already be a member with online banking access)

Verified by VISA – Protects your existing VISA card with a personal password, giving you reassurance that only you can use your VISA card online.

Card Assistance – If your card is lost, stolen, declined, or if you will be traveling

*APR (Annual Percentage Rate) – The rate and term may vary depending on your credit score and are subject to change without notice.

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.