Student Loans

Pay for College the Smart Way with a MTEFCU Student Loan.

Student Loans for college expenses not covered by scholarships and federal loans, the Michigan Tech Employees Credit Union has partnered with Sallie Mae to bring you loans with great repayment options and competitive rates.


The Smart Option Student Loan® features and benefits:

   Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility.
   No origination fees and no prepayment penalty
   Rewards and interest rate reductions available
   Rates that reward creditworthy borrowers
   Applying with a creditworthy cosigner may help you qualify
   100% US-based Student Loan Specialists


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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.