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Loans and Credit

MTEFCU has the loan for you.

There are plenty of reasons why you might need a loan.

From Auto Loans to Home Loans, MTEFCU has the loan you need.  Our loans are cost-effective, flexible and help you meet your financial goals at competitive rates.

With a MTEFCU Credit Card, you get a credit card and so much more. We offer huge benefits that fit in your wallet like rates as low as 8.90% APR and 1% cash back on all purchases!

Student Loans
Personal Loans
Loan Rates
Auto, RV, & ATV Loans
Visa Credit Card
Home, Land and Construction Loans
Loan Insurance
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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.