Online Banking / Bill Pay

Enroll | Help/FAQ | Security

Hours & Locations
ATM Locations
Current Rates
Contact Us

700 E. Sharon Ave.
Houghton, MI 49931

Phone: 906.482.5005
Fax: 906.482.2451

Routing Number: 291172682

Tuesday, May 23rd - 12:59 PM

VISA Credit Card

VISA Cashback Credit CardBridge_card_Heikki_Lunta3.5inch72dpi
Start earning 1% cash back on all purchases. This means that for every $100 you spend using your MTEFCU Credit Card, we will credit $1 back into your savings account annually on October 1st. Rates are as low as 8.90% APR, so apply today!

To Apply:
Click “Apply For A Loan” in Online Banking or download, complete, and return our loan application after reading our disclosure form. Call 906.482.5005 for more details.

online-loan-app*APR (Annual Percentage Rate) – The rate and term may vary depending on your credit score and are subject to change without notice.


Financial Calculators – Use our calculators to find out how long it will take to pay off your credit card.

Verified by VISA – Protects your existing VISA card with a personal password, giving you reassurance that only you can use your VISA card online.Verified

Card Assistance – If your card is lost, stolen, declined, or if you will be traveling

Insured by NCUA Federally Insured by NCUA
Privacy Policy
Equal Housing Lender Equal Housing Lender