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Main Branch:
700 E. Sharon Ave.
Houghton, MI 49931

Phone: 906.482.5005
Fax: 906.482.2451

memberservices@mtefcu.org

Routing Number: 291172682

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Wednesday, April 23rd - 6:23 PM

Rates

Rates current as of April 16, 2014. Rates are subject to change without notice.

Deposits Dividend Rate APY*
Share Savings 0.05% 0.05%
Member Perks: Tiered Savings $1.00-$2,499.99 0.05% 0.05%
Member Perks: Tiered Savings $2,500 & above 0.05% 0.05%
IRAs 0.10% 0.10%
HSAs 0.10% 0.10%
Share Certificates *** ($500 minimum to open account)
6 Month 0.20% 0.20%
12 Month 0.30% 0.30%
24 Month 0.40% 0.40%
36 Month 0.50% 0.50%
48 Month 0.60% 0.60%
60 Month 0.70% 0.70%
Youth Share Certificates *** (17 yrs & under; $125 minimum to open account)
6 Month 0.20% 0.20%
New Vehicle Rates: Vehicles 2013-2014, equal or under 20,000 miles. APR* as low as
Up to 72 Months 2.74%
84 Month 3.74%
Used Vehicle APR* as low as
24 Month 3.75%
36 Month 4.00%
48 Month 4.50%
60 Month 4.75%
72 Month 5.50%
Personal Loan APR* as low as
Personal Loan 9.75%
Single Payment Term Note 9.75%
Overdraft Lines of Credit 12.00%
Personal Lines of Credit 12.00%
Visa Cashback Credit Card 9.90%
Xpress Payday Loan 18.00%
Home Equity Loan APR* as low as
Home Equity Line of Credit 3.25%**
Fixed Home Equity
60 Month 4.75%
84 Month 5.00%
120 Month 5.50%
Home Loan APR* as low as
Please contact a loan officer for more information 906.482.5005
Construction Loan
Please contact a loan officer for more information 906.482.5005
Raw Land Loan
Please contact a loan officer for more information 906.482.5005

 

*Annual Percentage Rate. Annual Percentage Yield. Loan approval based on satisfactory credit rating. The rate and term will vary depending on the credit score. The vehicle rates that are published includes the 0.25% discount for payroll deduction or direct deposit. **The Home Equity Line of Credit rate is variable and is tied to prime. *** Share Certificate early withdrawal penalty: a penalty may be imposed for withdrawals before maturity.

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