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ATM Locations
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Contact Us

700 E. Sharon Ave.
Houghton, MI 49931

Phone: 906.482.5005
Fax: 906.482.2451

memberservices@mtefcu.org

Routing Number: 291172682


Wednesday, April 26th - 4:00 AM

Line Of Credit

A Home Equity Line Of Credit provides maximum flexibility and low financing costs. Write your own loan anytime you wish and pay interest only on the amount of your credit line used. The interest rate is variable and may change quarterly on the first day of January, April, July and October. The current rate is as low as 4.25% APR*.

Take up to 15 years to draw from your credit line and up to 10 years to repay the remaining balance of your loan. Loan payments will vary based on the amount of the credit line used and your current interest rate.

*APR (Annual Percentage Rate) – The rate and term may vary depending on your credit score and are subject to change without notice.

Other home equity options include:

Fixed Rate Home Equity Loan – Lock in a low fixed rate loan on your existing equity

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