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Contact Us

Main Branch:
700 E. Sharon Ave.
Houghton, MI 49931

Phone: 906.482.5005
Fax: 906.482.2451

memberservices@mtefcu.org

Routing Number: 291172682

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Thursday, April 24th - 9:33 AM

Auto Loans

Auto Loans can be used to finance an auto, boat, camper, RV, snowmobile, personal watercraft, ATV and more. Work with one of our loan officers to customize the right loan to your needs. No down payment is required.

To Apply

1. Print out the loan application form
2. Complete and return the application to a loan officer (in person, fax, or email)

  • New Auto & Recreational
  • TermAPR*
  • Up to 72 Months (as low as) 2.74%
  • 84 Months (as low as) 3.74%
  • Used Auto & Recreational
  • TermAPR*
  • 24 Month (as low as) 3.75%
  • 36 Month (as low as) 4.00%
  • 48 Month (as low as) 4.50%
  • 60 Month (as low as) 4.75%
  • 72 Month (as low as) 5.50%

*APR (Annual Percentage Rate) - The rate and term may vary depending on your credit score. The vehicle rates that are published include a 0.25% discount for payroll deduction or direct deposit. Rates current as of April 23, 2014 and are subject to change without notice.

Auto Insurance - Get a quote for discounted insurance through TruStage. TruStage insurance products are only available to credit union members.

Invest In America - This program gives credit union members access to exclusive savings from big companies such as GM, DirectTV, Dell, and more. You may want to check out GM’s savings and incentives if you are shopping for a new vehicle.

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