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Fees and Charges

Non-Sufficient Funds (per item) $30.00
Overdraft Tolerance (per item) 30.00
Stop Payment Order (per item) 20.00
Returned Item 5.00
Overdraft Transfer (per item) 2.00
ID Protect (monthly) 2.00
Incoming Wire Transfer 5.00
Outgoing Domestic Wire Transfer 20.00
Outgoing Foreign Wire Transfer 37.50
Temporary Checks (4/page) 2.00
Money Order 1.00
Cashier’s Check 1.00
Plastic Replacement Card 5.00
Inactive Account(after 12 months, monthly fee) 5.00 
Undeliverable Address (monthly) 5.00
Escheat 50.00
Garnishment/Levy 40.00
Account Research (per hour) 25.00
IRA or HSA Transfer 25.00
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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.