Online Banking / Bill Pay

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700 E. Sharon Ave.
Houghton, MI 49931

Phone: 906.482.5005
Fax: 906.482.2451

Routing Number: 291172682

Tuesday, May 23rd - 12:57 PM

Direct Deposit

Direct Deposit conveniently places your paycheck directly into your credit union checking account and can qualify you for a lower interest rate the next time you need a loan! Ask your employer for more information on setting this up.

If you receive Social Security or Unemployment you can sign up for direct deposit on their websites.

You can also receive tax refunds via ACH by including your account number and our routing number on your 1040.

How to format your account number for Direct Deposit or ACH (electronic transactions):

  • Savings or Checking: You can simply use your member number and indicate whether the account is savings or checking. You can also use the number at the bottom of your checks – a 1 followed by the 2 digit share ID and the 10 digit member number.

    Example: 1990001234567 where the share ID is 99 and the account number is 0001234567.
  • Loan: A 2 followed by the 4 digit loan ID and your 10 digit member number.

    Example: 299990001234567 where the loan ID is 9999 and the account number is 0001234567.

Our routing number (291172682) and your properly formatted account number are printed on the bottom of your checks. If you have any questions or you are having a hard time locating your member number or share/loan ID, please call member services at 906.482.5005.

Are you looking to transfer money to another financial institution or pay your bills online?
If so, check out our ACH Transfers or Online Bill Pay services.

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