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3 Reasons to Become a Member of the MTEFCU

March 12, 2021

Thinking about switching to the Michigan Tech Employees Federal Credit Union? We’re excited for you to join us! Here are the top three reasons for why we encourage our community to make the switch:

5 Must-Read Books About Financial Success

March 5, 2021

We've gone through dozens of personal finance books to narrow it down to a handful that we think you should try! The key to financial wellness is discovering and implementing budget and savings habits that work for YOU, and these books are a good first step to figuring that out.

Starting Your Own Business? Here’s What You Should Know About the Banking Side

February 26, 2021

5 Things You Should Know Before Taking Out Your First Credit Card

February 12, 2021

Credit cards are a good way to build credit history and to give you flexibility with paying your bills, but there are a few things you should know before you take out your first credit card.

What is DTI, and Why Does It Matter?

January 22, 2021

Four of the Most Important Things to Consider Before Buying a New Car

January 15, 2021

5 Quick Tips for Saving Money AND Energy

January 11, 2021

Sunday was National Cut Your Energy Costs Day, so we’re here with some quick tips on how you can cut those costs and save energy at the same time!

Why You Should Get Preapproved Before House-Hunting

October 16, 2020

Preapproval is one of the first steps you should take during your homebuying journey. But what exactly does it mean to get preapproved? It means that your mortgage lender already…

Snowballing: Pay Off Loans Faster Without Increasing the Amount You Pay Toward Debt Each Month

September 25, 2020

5 Things to Teach Your Child About Saving Before They Turn 10

September 8, 2020

Saving money is a fundamental skill that all children should learn from a young age. Children who establish saving habits now will have a much easier time saving as they get older.

Pros and Cons: Refinancing

August 21, 2020

Terms

Refinancing: taking out a new loan to replace a loan you already have for some sort of financial benefit

4 Things You Should Know About Student Loans

August 17, 2020

As we get closer to the beginning of the Fall 2020 semester, some of you might be getting ready to apply for student loans. There are a few things you should know before you sign the promissory note and acknowledge your responsibility for these types of loans.

How You Could Save Over $3,000 Per Year

August 10, 2020

We can all use a little extra cash here and there, but did you know there is a fairly easy way to save over $3,000 per year? No, you don’t need to sell your car or get a second job to do it. All you need to do is tweak 3 (yes, only 3!) spending habits.

What are closing costs?

July 31, 2020

When you are shopping for a new home and meeting with a lender, “closing costs” will come up quite often. But what exactly are included in closing costs?

6 Things That Hurt Your Credit Score and 4 Ways to Fix It

July 24, 2020

Credit Score/Report

What Do Credit Reports Say, and How Do I Read Mine?

July 17, 2020

How Might My Credit Score Affect My New Loan Rate/Term?

July 10, 2020

Photo by CreditDebitPro

How It Affects Your Rate

The higher your score is, the lower your interest rate will be; this is because your score indicates you are good with debt, so you are less of a r

What Is a Credit Score?

July 6, 2020

Credit Score/Report

A credit score is a number that is assigned to you to show how well you handle debt. It’s important to have a good credit score, because credit unions and banks use the score to decide whether or not to give you a loan and what kind of interest rate, term, and monthly payment you can handle.

Real Estate Tops Best Investment Poll for 7th Year Running

June 15, 2020

Home Prices: It's All About Supply and Demand

June 2, 2020

As we enter the summer months and work through the challenges associated with the current health crisis, many are wondering what impact the economic slowdown will have on home prices. Looking at the big picture, supply and demand will give us the clearest idea of what's to come.

Why This Summer Is the 2020 Real Estate Season

May 27, 2020

With stay-at-home orders starting to gradually lift throughout parts of the country, data indicates homebuyers are jumping back into the ma

#1 Financial Benefit of Homeownership: Family Wealth

May 18, 2020

Will the Housing Market Turn Around This Year?

May 14, 2020

Will Home Values Appreciate or Depreciate in 2020?

May 11, 2020

Why Home Equity Is a Bright Spark in the Housing Market

May 6, 2020

Keys to Selling Your House Virtually

April 30, 2020

What Impact Might COVID-19 Have on Home Values?

April 27, 2020

A big challenge facing the housing industry is determining what impact the current pandemic may have on home values. Some buyers are hoping for major price reductions because the health crisis is straining the economy.

Will This Economic Crisis Have a V, U, or L-Shaped Recovery?

April 21, 2020

The Pain of Unemployment: It Will Be Deep, But Not for Long

April 20, 2020

What If I Need to Sell My Home Now? What Can I Do?

April 14, 2020

Recession? Yes. Housing Crash? No.

April 13, 2020

With over 90% of Americans now under a shelter-in-place order, many experts are warning that the American economy is heading toward a recession, if it’s not in one already. What does that mean to the residential real estate market?

Why Home Office Space Is More Desirable Than Ever

April 9, 2020

For years, we’ve all heard about the most desirable home features buyers are looking for, from upgraded kitchens to remodeled bathrooms, master suites, and more. The latest on the hotlist, however, might surprise you: home offices.

The Spring 2020 Home-Buyer and Seller Guides Are Here!

April 8, 2020

Whether you're thinking about buying a home, selling your current house, or both, check out the following guides for definitions, information, and tips:

How to Find the Perfect Real Estate Agent

April 7, 2020

There’s a ton of real estate information available in the news today and on the Internet. It can be extremely confusing, especially in times of uncertainty like we’re facing right now.

If you’re thinking of buying or selling this year, you need an agent who can help you:

The #1 Thing You Can Do Now to Position Yourself to Buy a Home This Year

April 6, 2020

The Housing Market is Positioned to Help the Economy Recover

April 3, 2020

Why Pre-approval is a Great Step to Take Today

April 2, 2020

Video courtesy of Keeping Current Matters, curator of real estate news and other content.

"Recession" Does Not Mean "Housing Crisis"

April 2, 2020

Infographic courtesy of Keeping Current Matters, curator of real estate news and other content.

How Owning a Home Can Make You Happier

March 30, 2020

Watch the video to find out how home ownership can help you feel more fulfilled!

Video courtesy of Keeping Current Matters, curator of real estate news and other content.

Is Now a Good Time to Refinance My Home?

March 30, 2020

With interest rates hitting all-time lows over the past few weeks, many homeowners are opting to refinan

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