ACH Transfers

ACH Transfers allow you to transfer money between accounts at different financial institutions.

Please stop by our office to fill out an ACH form if you would like to take advantage of this convenient service and transfer money to another financial institution. You will need the account number and transit routing number for the account at the other financial institution. Please bring a voided check from your other financial institution to verify the account number and routing number.

If you want to setup Direct Deposit or accept incoming ACH transfers from another financial institution, then please be sure to check out the formatting requirements on our Direct Deposit page.

Are you looking to pay your bills online?
If so, check out our Online Bill Pay service. It’s free with your checking account and allows you to setup automatic recurring or one time electronic payments to merchants, utilities, etc.

Wire Transfer Services

Incoming Wire Transfers

  • First Credit:
    Alloya Corporate FCU
    4450 Weaver Parkway
    Warrenville, IL 60555
    ABA: 271-987-635

  • Further Credit:
    Michigan Tech Employees Federal Credit Union
    700 E Sharon Ave
    Houghton, MI 49931
    ABA: 291172682

  • Final Credit:
    Member name and account number

Outgoing Wire Transfers

For more information on an outgoing wire please text or call member services at 906.482.5005

Other Wire Information

Incoming international wires sometimes asks for a swift code in order to send the wire.  The credit union does not have a swift code and can accept international wires with the use of its routing number only.

Have a question?

Call or text: 906.482.5005
Visit: 700 E Sharon Ave., Houghton, MI 49931