About Us

Michigan Tech Employees Federal Credit Union was chartered in 1952 and has been providing our members with quality financial services for over 60 years. Membership in our credit union covers a broad territory and is not limited to Michigan Tech Employees. Anyone who lives, attends school, worships, works, or does business in Houghton County or Baraga Township may be eligible to join.

Credit unions are unique institutions that provide various financial services including share savings, loans, and share draft checking. What makes us different? We are owned and governed by our members – people like you!

Your credit union savings account is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration.


Our Mission Statement

MTEFCU is a member-owned financial cooperative whose purpose is to promote the financial well-being of our members and to meet their personal financial needs by providing comprehensive and progressive financial products and services at affordable prices while returning to them the economic benefits of the credit union.

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Current Rates
Vehicle Loans APR*
New Auto - 1.99%
Used Auto - 2.99%
New Recreational - 1.99%
Used Recreational -3.49%
Home Equity Loan APR*
60 Month - 4.75%
84 Month - 5.00%
120 Month - 5.50%
Share Certificates APY*
6 Month - 0.45%
12 Month - 0.60%
24 Month - 0.90%
*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact MTEFCU for details.