Fist grasping money

Recently, we paid out $86,384 to our VISA Cashback cardholders!


Our VISA Cashback cardholders enjoy several perks, including...

  • 1% cash back on all purchases
  • No annual, cash advance, or balance transfer fees
  • As low as 8.99% APR*
  • Cash back paid out every October


Apply Now       Schedule an Appointment

*APR = Annual Percentage Rate. All loans subject to credit approval.

How are we different?


Member service comes
before profitability


Join if you live in Houghton,
Keweenaw, or Baraga Counties

Lower fees

Tax exemptions =
less expenses = less fees

Better rates

We have great
loan & deposit rates

No wait debit cards

Get your debit card right
away - no waiting!


Text or call our main line: