How are we different?


Nonprofit

Member service comes
before profitability


Member-owned

Join if you work or shop in
Houghton County


Lower fees

Tax exemptions =
less expenses = less fees


Better rates

We have great
loan & CD rates


No wait debit cards

Get your debit card right
away - no waiting!


Questions?

Text or call our main line:
906.482.5005

Great rates

The savings from our tax exemption and non-profit status are returned to our members in the form of better rates and lower fees.

Vehicle loan

rates as low as
2.50%apr

Mortgage Loan

rates as low as
4.42%apr

Home Equity Loan

rates as low as
5.09%apr

Certificate of Deposit

dividends as high as
2.04%apy

Online loan application Schedule loan appt online

APR=Annual Percentage Rate. APY=Annual Percentage Yield. All rates and yields subject to change without notice. Subject to credit approval and other conditions. A sample vehicle loan of $20,000 repaid over 24 months with a loan fee of $50 and an APR of 2.50% would have a monthly payment of $855.16. A sample home loan of $100,000 repaid over 180 months with a loan fee of $2,000 and an APR of 4.4193% would have a monthly payment of $761.24. A sample home equity loan of $100,000 repaid over 120 months with a loan fee of $1,000 and an APR of 5.090% would have a monthly payment of $1,065.57.