Did you know the average credit card rate is 16%?

Consolidate your high-interest loans!

We are offering consolidation loans at only 5.00% APR* for 5 years.  Call us at (906) 482-5005 or apply online to take advantage of this limited time offer!


*Annual Percentage Rate. All loans subject to credit approval. Promotion is for a five year term of 60 monthly payments at 5.00% APR for qualified borrowers. Promotion ends July 31, 2021. Additional terms and conditions apply; see a loan officer for details.


Apply Now

Call a Loan Officer

How are we different?


Member service comes
before profitability


Join if you live in Houghton,
Keweenaw, or Baraga Counties

Lower fees

Tax exemptions =
less expenses = less fees

Better rates

We have great
loan & deposit rates

No wait debit cards

Get your debit card right
away - no waiting!


Text or call our main line: