ATM & Debit Card
Enjoy the convenience of an ATM & Debit Card!
Need cash in a hurry? Did you forget to swing by the credit union? With the Instant Cash Card or the Instant Cash & Check Card you can access your accounts anytime, anywhere!
You can use your MTEFCU Instant Cash Card for ATM access to withdraw cash from your checking or savings account, transfer funds and check your balances anytime, day or night. And, if you’d rather not worry about carrying around extra cash, you can apply for the MTEFCU Instant Cash & Check Card, which functions as a debit card for any purchases, and also as an ATM card.
You decide which accounts you want to access with your MTEFCU Instant Cash Card or Instant Cash & Check Card - checking accounts, savings accounts, or both. It’s that easy!
Your accounts will be secure with the privacy of a Personal Identification Number (PIN). And you’ll be able to withdraw up to $200 a day from the ATM machines with either card, or spend up to $500 a day with any merchant that accepts Visa with your Instant Cash & Check Card.
It’s easy to apply!

To order your MTEFCU Instant Cash Card or Instant Cash & Check Card, fill out an application and mail or drop it off at your convenience.
Fill out an ATM/Debit Card Application Today
MTEFCUÂ ATM Locations
- Credit Union Houghton Branch
- Credit Union Hancock Branch
- Michigan Tech University Memorial Union Building
- Portage Hospital
- The Lily I. Jutila Center (Finlandia University Portage Campus)
- Wadsworth Hall, Michigan Tech University
Lost or Stolen Debit Card?
For lost or stolen Debit Card, call 800-535-8440.

