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Contact Us

Main Branch:
700 E. Sharon Ave.
Houghton, MI 49931


Phone 906.482.5005
Fax 906.482.2451


memberservices@mtefcu.org


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Monday, February 6th - 3:54 PM

Home Mortgage Loans

Whether purchasing a new home or refinancing your current mortgage, your credit union is your best choice for home financing. Your loan will be processed, closed and serviced right here in the Keweenaw.

We will always remain your lender…You will always have a real person with whom to meet, face-to-face, who will answer your questions and solve your problems.

Choose from a wide variety of loans, including:

  • Fixed rate, fixed term mortgages – terms ranging up to 30 years
  • Adjustable rate mortgages – a wide variety of options
  • Balloon Loans – 1, 3, 5 year balloons with 15 to 30 year amortization terms

And choose from a variety of loan options, including:

  • As low as a five percent (5.00%) down payment
  • Loan terms of up to 30 years in length
  • Interest only payments
  • 30, 45, 60 day interest rate locks
  • Optional tax and insurance escrow accounts (with 20% down payment)
  • Bridge loans

Don’t finance the biggest purchase of your life without talking to us first. Call a mortgage loan officer today at 906-482-5005.

Local lenders only – Baraga, Houghton, Keweenaw and Ontonagon County; offer subject to change without prior notice.

Loan availability, terms and interest rates are subject to underwriting requirements. Rates and terms are subject to change without prior notice

  • 700 E. Sharon Avenue
  • Houghton, MI
  • (906) 482-5005
  • MTEFCU

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