Life is risky! We plan our futures and make daily decisions based on what we know today. We also that life is filled with many unknowns ... unforeseen accidents or illnesses that can be made even worse by the financial burdens in which they often result.

For your peace of mind, your credit union is pleased to offer you important and valuable insurance options which protect you, your loved ones and your credit rating. Because these are group policies offered to all credit union members, premiums are low and are included in your monthly payments.

In addition, "Member's Choice" insurance offers the following advantages:

Member's Choice Credit Life Insurance

Credit Life Insurance protects your family in the event you die before your loan is repaid. In this unlikely event , credit life insurance will substantially reduce or pay off the balance of your covered loans.

Is this coverage really necessary? That depends - on your age, your other life insurance and your general finances. If you determine you need this coverage, our loan officers can help you analyze your personal situation.

Member's Choice Credit Disability Insurance

Credit Disability Insurance protects you and your family in the event you become disabled through a covered illness or accident. If you have this coverage, the insurance will pay your monthly payments until you are able to return to work or your loan is paid in full or you reach you policy maximum.

Again, see one of our member services representatives to determine if this coverage works for you.