Whether purchasing a new home or refinancing your current mortgage, your credit union is your best choice for home financing. In partnership with Midwest Loan Services, your loan will be processed, closed and serviced right here in the Keweenaw.

Our origination fee of $300 is the lowest in the Keweenaw.

Your loan will always be locally serviced.

We will always remain your lender...You will always have a real person with whom to meet, face-to-face, who will answer your questions and solve your problems.

Choose from a wide variety of loans, including:

• Fixed rate, fixed term mortgages - terms ranging from 15 to 40 years
• Adjustable rate mortgages - a wide variety of options
• Balloon Loans - 1, 3, 5 year balloons with 15 to 40 year amortization terms

And choose from a variety of loan options, including:

• As low as zero percent (0.00%) down payments
• Loan terms of up to 40 years in length
• Interest only payments
• 30, 45, 60 day interest rate locks
• Optional tax and insurance escrow accounts (with 20% down payment)
• Bridge loans

We will match or beat any Annual Percentage Rate (APR) on any balloon loan or adjustable rate mortgage loan we offer.  Simply bring in your Good Faith Estimate to receive an equal or better price from your credit union!

**Don't finance the biggest purchase of your life without talking to us first. Call today - (906) 482-5005 - and speak to any of our loan officers!

**Local lenders only - Baraga, Houghton, Keweenaw and Ontonagon County; offer subject to change without prior notice.

*Loan availability, terms and interest rates are subject to underwriting requirements. Rates and terms are subject to change without prior notice

Click here for more information or to apply on-line.

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